Last modified: March 1, 2022

Who we are

Welcome to the www.haberfeld.com website (the “Site”), which is owned and operated by Haberfeld Associates, Inc. (“we”, “us” and “our”). We are an independent company providing consulting and data analytics services to and marketing and communication services on behalf of financial institutions and patient service providers.

Our commitment to privacy

We firmly believe in the importance of online privacy. To ensure your privacy is protected and your information choices are respected, we have set out in this privacy policy (“Privacy Policy” or “Policy”) an explanation of the privacy practices for the Site. This Privacy Policy applies to information we collect: (a) on this Site; and (b) in email, text, and other electronic messages between you and this Site. Please note that this Privacy Policy is for the Site only and is not applicable to third-party websites, apps, widgets or plug-ins that may from time to time be linked from the Site. Please check the privacy policies on those websites for more information.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Site. By accessing or using this Site, you agree to this Privacy Policy. This Privacy Policy may change from time to time. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check this Privacy Policy periodically for updates.

Information we collect

In describing our collection, use, and sharing of information in this Policy, we refer to collection and use of “Personal Information” and “Behavioral Information”. Personal Information, as used in this Policy, is information that directly and specifically identifies an individual, such as first and last name, mailing address, email address, demographics, other online contact information, or telephone number. Behavioral Information, as used in this Policy, is non-personal information that relates to your usage and patterns of usage of the Site and other online products and services offered through the Site, geographical location and other non-personal demographic information.

Information you give us: You may obtain information from the Site without disclosing any Personal Information. We collect Personal Information to the extent you provide it to us in optional, voluntary submissions, such as in requests for information or to be contacted, your responses to surveys that we might ask you to complete for research purposes, your submission of stories to us about your experiences with us and the Site and the products and services, and marketing data, such as your preferences for receiving communications about services, products, activities, events, and publications. We may also obtain information, including Personal Information, from third party sources. If we directly combine information from third parties with Personal Information that we have collected, we will treat the combined information as Personal Information and handle it in accordance with this Policy. In addition, please note that we may solicit third parties to collect Personal Information on our behalf and in such cases, it is our practice to instruct those third parties to comply with this Policy and all applicable data protection laws.

Information we get from you visiting our website: We use cookies and similar technologies to identify your browser or device. Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies do not contain any data that enables us to determine your actual identity, and they are useful because they allow a website to recognize a user’s device. You can find more information about cookies at: http://www.allaboutcookies.org.

Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences, and generally improve the user experience. They can also help to ensure that advertisements you see online are more relevant to you and your interests.

Pixel tags are small, invisible images on a webpage or other document that allow us to set, read and modify cookies. When you visit a website, the pixel tag helps us better understand how you interact with our website by observing which pages you visited.

We use analytics tools and other third-party technologies to collect non-personal information in the form of various usage and user metrics when you use our Site or online services. These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information.

The third-party analytics companies who collect information on the Site and/or other online products and/or services may combine the information collected with other information they have independently collected from other websites and/or other online or mobile products and services relating to your activities across their network of websites as well as online and/or mobile products and services. Many of these companies collect and use information under their own privacy policies.

How we use information we collect

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Site and its contents to you.
• To provide you with information, products, or services that you request from us.
• To fulfill any other purpose for which you provide it.
• To notify you about changes to our Site or any products or services we offer or provide though it.
• To respond to your requests, resolve disputes, and/or troubleshoot problems.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

We use Behavioral Information collected for a variety of purposes, including to:

• deliver advertisements to websites and mobile applications;
• to monitor the success of and manage advertising campaigns; and
• compile statistics, create reporting and analytics – all of which are done in the aggregate and without identifying you.

Information we disclose

We may disclose aggregated information about our users without restriction. We may disclose Personal Information or Behavioral Information in the following circumstances:

• To our subsidiaries and affiliates.
• To vendors, consultants, service providers, and other third parties we use to support our business.
• To third parties to make their products or services available to you if you purchase such third-party products or services.
• With your consent.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information.

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of us, our customers, or others.

We take reasonable steps to ensure that third parties to whom we disclose information provided by you are obligated to protect your information on our behalf. However, we are not responsible for the privacy practices of third-party advertisers or for any other websites reached through links from our Site.

We will not sell or trade your information to unrelated third parties without your consent.

Opting out and your privacy rights

This Privacy Policy was last updated on March 1st, 2022. It is our policy to post any changes we make to our Privacy Policy on this page. If you do not want to have your contact information used by us to promote third parties’ products or services, you can opt out by contacting us below. You may also contact us at the address indicated below to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

To learn more about or opt out of interest-based advertising, please visit the industry opt-out pages operated by the Network Advertising Initiative (links to http://www.networkadvertising.org) and by the Digital Advertising Alliance (links to http://www.aboutads.info). To obtain more information and/or to opt out of personalized advertising for Google and its partners sites, use the following link: http://adssettings.google.com. Please note, even if you opt out of interest-based advertising, you may still see other kinds of noninterest based advertising from us.

Information security

We use appropriate technical, organizational and administrative measures to protect any Personal Information we process about visitors to the Site. Our efforts include procedures designed to avoid unauthorized access, alteration, loss, misuse, disclosure, or destruction of Personal Information, taking into account the risks involved in the processing and the nature of the Personal Information.

If we learn of a security systems breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using the Site and/or any other services covered by this Policy and providing Personal Information to us, you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your account information and usage.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Site, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.

We will retain Personal Information we process on behalf of our Customers for as long as needed to provide services to our Customer. Remarketing information captured about visitors to our Website is retained for 540 days.

Notifications

This Site may send you e-newsletters and notifications via email or on social media in order to communicate with you. These communications are considered part of our service and may not be disabled.

Information Control

You are responsible for ensuring the accuracy of personal information you provide to us when registering to receive communications from us. We use the information you provide when registering on our Site to send you promotional emails and for no other purposes. After registering, you are responsible for updating your contact information as needed.

Changes to our Privacy Policy

If we change our Privacy Policy, we will post those changes on this page in addition to updating the “Last Updated” date at the top of this webpage. You are responsible for periodically visiting our Site and this Privacy Policy to stay informed of the latest modifications.

Age of Users

Our Services are not directed to individuals under the age of 13. No one under age 13 may provide any personal information to or on the Site. We do not knowingly collect Personal Information from such individuals, except when verified as provided by a child’s parent or guardian as necessary to provide products or services requested on behalf of the child by the child’s parent or guardian. If you become aware that a child has provided us with information other than at the direction of a parent or guardian, please contact us at privacy@haberfeld.com. If we become aware that a child under the age of 13 has provided us with Personal Information other than at the direction of a parent or guardian, we will take appropriate steps to delete such information.

Individuals who are age 13 or older but under the age of 18 (a “Permitted Minor”) are only allowed to use the Site with the supervision of a parent or legal guardian who agrees to be bound by this Privacy Policy. If we learn we have collected or received personal information from a Permitted Minor without the supervision or consent of a parent or legal guardian, we will delete that information. If you believe we might have inadvertently obtained any information from a Permitted Minor without parental consent, please contact us.

How to contact us

If you have any questions, comments or concerns about this Privacy Policy, then please contact us as follows:

E-mail: privacy@haberfeld.com
Phone: 402-475-1191
Address: 206 S. 13th St., Suite 1500, Lincoln, NE 68502, Attn: Legal Department