Serving
Financial Institutions
For 37 years, Haberfeld has helped community financial institutions grow core relationships at unprecedented rates. In the last decade alone, we’ve helped our clients— hundreds of community financial institutions nationwide —earn more than 7.5 million new core relationships.
2X
Core Customer
Acquisition
With our multifaceted High Performance Growth™ strategy, Haberfeld clients experience sustainable growth in account openings, profitability, and market share.
Grow low-cost core deposits, recurring noninterest income (without raising fees), and loan volume. In today’s higher rate environment, our tenured clients average a 37 basis point cost of funds advantage compared to peers.
The Results
Haberfeld clients significantly outperform their peers.
The Industry Average in Deposit Growth
Average Products per New Household
%
Higher ROA on Average Compared to Peers
Loan Growth
Improvement in Efficient Ratio
Service Charge Income
Cost of Funds Advantage
A Fundamental Truth
Your branch location costs are fixed, yet most locations have significant excess capacity to serve more people. Therefore, the best way to increase profitability is not to cut expenses; it’s to earn and develop as many new core relationships as possible. Every year, 8 to 12% of checking accountholders in your market will switch institutions, and you want to be top of mind when they do. So does every other institution, which is why big banks are pulling out all the stops – and why now is the time to act.
Comprehensive Strategy
Align your products, marketing, and customer service for optimal growth.
Grow Teams, Leaders and Income
Maximize ROI on your marketing dollars while accelerating new prospects
A value-added checking product that increases value for accountholders and income for you
Track employee growth to maximize teams and drive results