Industry Case Study
As a data-first company, Haberfeld analyzes key performance indicators to drive informed, best-practice decisions for our clients. Service charge income impacts the top line at every financial institution. Comparing the median for both the industry as a whole and the median for Haberfeld High Performance Growth™ users, there is a marked difference.
In 2025, the median Haberfeld client collected $190,000 in service charge income per branch, 2.6x higher than industry median of only $73,000. While the industry has experienced a steady decline in service charge income, Haberfeld clients have continued to grow their NII. This is largely driven by having more than double the average number of core relationships.
