Staying Ahead of the Curve in a Rising Rate Environment

Rising-Rate Environment for Financial Institutions

Today’s rising interest-rate environment is a popular topic of conversation at corporate conference tables — as well as family kitchen tables – across America. Investors, financial advisors, stock brokers, securities traders, bond portfolio managers, and consumers alike have a stake in understanding the implications of the higher interest rates we’ve seen in the last three years—and in anticipating future rate … Read More

“Growing Fee Income Without Raising Fees” – ABA Annual Convention Podcast Interview with David Furnace (Transcript)

Haberfeld CEO, David Furnace, was interviewed for a Featured Podcast by the Editor-in-Chief of the ABA Banking Journal, Evan Sparks, at the ABA Annual Convention in October 2018. The original recording can be found on the ABA’s website here.    Evan Sparks:                       Well, we are here in the ABA Annual Convention Expo Hall. My name’s Evan sparks. I’m editor in … Read More

Thoughts on “10 Ways to Make CDs Cool Again” from Haberfeld President

illustration of a thought bubble

A follow-up to our last blog “10 Ways to Make CDs Cool Again” By Achim Griesel When is the last time you saw Chase, Wells Fargo or Bank of America compete for time deposits? The answer to this question used to be NEVER – but not anymore. Browsing through their public website, it seems that the competition is heating up. Below are … Read More

The Mortician’s Guide to Retail Banking

Tired businesswoman with wind-up key has run out of power

By Dr. Sean Payant Community bankers face many challenges; intense deposit and credit competition, changing demographics, complicated technology and regulatory obligations, to name just a few. One of the most daunting challenges, however, is one that is often overlooked: conventional wisdom. Conventional wisdom is our adherence to accepted norms and common practices. On the surface, it appears to promise safe, … Read More