We deliver outstanding growth and profitability

IBA 2020 The ONE Conference

March 5-6 in East Peoria, Illinois

FIND US IN ILLINOIS

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First, the program works. Second, support is consistently delivered. Third, communications are of value ... plus our consultants are always accessible to us. I hired Haberfeld twice, at two different companies.

EVP, $2.4 Billion in Assets

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I am convinced we have better products, better training, better customer experience inside the branch, and more effective marketing than anybody in any of our markets.

President & CEO, $560 Million in Assets

LET'S CONNECT

Our team is ready to help you grow recurring noninterest income, core relationships, and loan volume.

ACCELERATING GROWTH

We are a team of 80 people (and counting) who specialize in helping community institutions acquire new core customers and core deposits. We do this by aligning four key areas: People, Products, Training, and Marketing.

OUR STRATEGY 

Our proven strategy produces results.

With our growth strategy, you'll see immediate results—typically doubling new account openings—by creating an omnichannel strategy that delivers year after year. You can boost recurring noninterest income and cushion profitability by adding more low-cost funding, relational intensity and loans from local markets. 

It all happens with Haberfeld's High Performance Growth^™ Strategy.

Increase core deposits, loans and recurring noninterest income; Improve cost of funds

Leverage excess capacity in your branches better 

Strategically target new core relationships with ROI-focused marketing 

for financial institutions nationwide

Financial institutions executing a growth strategy like Haberfeld’s High Performance Growth^™ Strategy, simply have more noninterest income. As the number of new, profitable relationships increases, noninterest income also increases—not because of regular service charges, but instead through your customers or members using valuable banking services and your debit cards. Having more core relationships within your financial institution is one of the best ways to guarantee strong performance in any economy. 

Service Charge Income per Branch (Dollars in Thousands)

Noninterest Income to Average Assets (%)

More than 2.5x service charge income!

Enhance your recurring noninterest income in any environment.

In addition to boosting noninterest income, they also cushion profitability by adding more low-cost funding, relational intensity, and loans from local markets. Financial institutions executing Haberfeld’s HPG^™ strategy consistently have up to 2x the number of customers or members per branch when compared to industry averages. 

The following charts illustrate the impact that focusing on growth and having significantly more customers or members has on noninterest income.

50% more noninterest income!