Haberfeld is an Associate Member of the Florida Bankers Association
Haberfeld proudly helps banks in Florida and nationwide increase overall growth and profitability. Our clients gain significantly more core deposits, loan volume, and non-interest/fee income. Clients average 29% more ROA when compared to peer banks. Last year, new clients increased new, profitable customer openings by 2.11x (when compared to their prior opening rate). We use location-based data from 150MM mobile devices to target and acquire new, profitable customers based on where they live, work and drive.
Upside Down Thinking on Efficiency – Do You Have Your Priorities Backwards?
Published in Florida Banking E-Insights | By David Carlson, Senior Executive Vice President
An FI’s “Efficiency Ratio” is simply money spent to money earned—the lower the ratio, the better. Banks with a high ratio often focus on cutting expenses (supplies, staff, salaries, etc.). In fact, it’s much better to increase the earnings side of things. How do we know our strategy works? From 2014 to 2017, we helped our clients improve their Efficiency Ratios by 63%, all through attracting new customers and Core Deposits at existing branches.
Client Customer Acquisition Activity System
Haberfeld’s complete system of activities has been refined from over 35 years of focusing on one important area of banking – customer acquisition and growth.
“First, the methodology is sound; the program works. Second, the comprehensive support is consistently delivered. Third, our communications are frequent and of value, plus Haberfeld consultants are always accessible to us. We have a mutually beneficial relationship. I hired Haberfeld twice, at two different companies.”
–EVP, $2.4 Billion in Assets
“I am convinced we have better products, better training, better customer experience inside the branch, and more effective marketing than anybody in any of our markets.”
–President & CEO, $560 Million in Assets
Interested in learning how your bank can greatly benefit from Haberfeld’s proven system of activities for growth? Contact Brett Walburn, Vice President at Haberfeld to get started now!
Brett Walburn, Vice President
402.323.3612 Direct 402.314.0995 Cell