Serving
Financial Institutions

For 37 years, we’ve helped community financial institutions grow core relationships at unprecedented rates. In the last decade alone, we’ve helped our clients— hundreds of community financial institutions nationwide —earn more than 7.5 million new core relationships.

drawing on a board at a financial institution

2X

Core Customer
Acquisition

With our multifaceted High Performance Growth™ strategy, our clients experience sustainable growth in account openings, profitability, and market share.

Growing low-cost core deposits, recurring noninterest income (without raising fees), and loan volume. Because of a strong deposit mix, our clients’ cost of funds is well below their peers; they pay $0.70 on the dollar for all their funding needs.

The Results

Haberfeld clients significantly outperform their peers.

The Industry Average in Deposit Growth

Average Products per New Household

Higher ROA on Average Compared to Peers

Better Cost of Funds

Million New Core Relationships

Improvement in Efficient Ratio

Service Charge Income

Loan Growth

A Fundamental Truth

Your location costs are fixed, but each location likely has great excess capacity to serve more people. Therefore, the best way to increase profitability isn’t to cut expenses; it’s to earn and develop as many new core relationships as possible. Every year, 8 to 12% of checking accountholders switch institutions, and you want to be there when they do. So does every other institution, which is why big banks are pulling out all the stops—and why now is the time to act.

Comprehensive Strategy

Align your products, marketing, and customer service for optimal growth.

HPG + High Performance Growth
“Everybody is on the same page, we’re all steering the boat in the same direction, we’re all focusing on getting all of the customers.”

Amy Hall, Chief Customer Service Officer, First Community Bank

Grow Teams, Leaders and Income

Maximize your strategy with additional solutions for today’s challenges.
MobilePredict by Haberfeld

Maximize ROI on your marketing dollars while accelerating new prospects

Benefits Checking

A value-added checking product that increases value for accountholders and income for you

Cultivate - Accelerating Teams

Track employee growth to maximize teams and drive results

It’s Time to Grow